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The Unique Advantages of Premium Finance Solutions
Premium Financing has long been an utilized strategy for leveraging the financing of insurance premiums to accomplish long-term goals.
Uniquely designed finance solutions built for you
With our uniquely designed solutions through exclusive partnerships with the finest financial institutions in the world, we are now able to provide enhanced Premium Financing strategies that are unparalleled in the industry.
Our specialized strategies include solutions for a wider range of:
High-Net Worth Individuals
Businesses Entities
Non-Profit Organizations
The Many Potential Benefits of Structured Premium Financing through Red Oak
Reduces or eliminates the out-of-pocket cost for life insurance.
Retains capital for other growth opportunities.
Looks to increase internal rates of return.
Maximizes potential tax advantages.
Leverages net worth to compound and grow wealth.
Solutions for every client's financial journey
The Red Oak PFS Solution
Estate Amplification for Clients with $25M+ Net Worth
PRSPlan™
Executive Retirement and Business Exit Strategy
Life Insurance Portfolio Review Service
Life Insurance Relative Deviation Analysis (LIRDA)
Worksite Programs for Employees
Attract and Retain Talent with Award Winning Benefits Offers
More Premium Finance Solutions Provided by Red Oak
Estate Planning • Key-Person Insurance • Buy-Sell Agreements • Business Debt Protection • Charitable Giving • Tax-Free Replacement Income
65+ years of shared financial service experience working for you
Meet the dedicated professionals behind our success.
Mike Velasco
Mike is based in Central New Jersey and has over 35+ years of experience in the financial services industry. His firm, Red Oak Premium Finance Solutions (Red Oak PFS) is a bespoke Insurance boutique specializing in High Net Worth and Corporate Insurance solutions.
Scott Callison
Scott has over 30+ years of experience in the financial services industry, the majority of which was in the equity divisions within two top-tier investment banks, Lehman Brothers and Barclays.
How to Recruit, Retain & Reward the Best People in Your Industry
Wouldn‘t you love for your employees to tell recruiters, ”Your offer sounds great, but I’m participating in a profit sharing, stock option, or deferred compensation plan. I can’t afford to leave!”
Unlock Your Financial Potential
Contact us today for personalized solutions and insights.